Today's Spanish Fork Mortgage Rates
Mortgage rates as of 9/18/2025
At Axent Funding, we specialize in providing the best Spanish Fork mortgage rates to help you secure affordable financing for your home. Whether you're a first-time homebuyer, refinancing an existing mortgage, or investing in property, we offer competitive loan options with flexible terms tailored to your needs.
Today's Spanish Fork mortgage rates fluctuate based on market conditions, loan type, and borrower qualifications. Our team stays updated on current mortgage trends to ensure you get the lowest available rates. We provide personalized rate quotes, helping you make informed decisions about your home financing.
Finding the best Spanish Fork mortgage rates is easier than ever with Axent Funding. Contact us today or apply online to get a free, customized quote and lock in today's Spanish Fork mortgage rates.
Mortgage rates as of 9/18/2025
As of late summer 2025, the typical sale price across Spanish Fork is in the mid-$460,000s, up notably year over year. Average time on market has lengthened to roughly seven weeks versus last year's faster pace, giving prepared buyers a better opportunity to compare homes and negotiate. Aligning pre-approval with your target payment and cash-to-close keeps you ready to act when the right home appears.
Typical asking rents across the area average around $1,900 per month. Three-bedroom homes often land near the upper-$1,800s, while smaller apartments commonly range from the mid-$1,400s to mid-$1,600s depending on size, finishes, and location. Solid household growth is supporting steady rental demand.
With prices trending higher and days on market longer than last year, well-prepared buyers can move confidently. If mortgage rates ease, activity could accelerate and pricing may firm. We'll help you compare fixed and adjustable options, evaluate temporary or permanent buydowns, and plan for a future refinance if conditions improve.
At Axent Funding we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
We are a Utah Mortgage Broker. We offer standard Conventional, FHA, Utah Housing / No Down Payment, VA, Jumbo Loans and Home Equity Lines. We also have niche loan products for Condotel, One-Time Close Construction, Home Remodel, Reverse Mortgage and Debt Consolidation. Click here on Loan Types for a complete list of all our loan programs.
We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly. We can close a loan in 3 weeks or less.
Our complete list of loans along with their detailed description will help you decide which loan is good for you.
We have put together some calculators to help you make sense of the numbers.
Here we tried to answer the most important questions you may have. For more answers call 801.576.9336.
"Michael Visser took great care of us on our mortgage. On top of that, he gave us other business advice that was extremely helpful. He knows much more than just the mortgage business. And that is what sets him apart from the competition. Fantastic rate to boot!"
"Mike Visser with Axent Funding has done both my mortgage and my refinance on my house. He was referred to me by my real estate agent. My real estate agent sends most of her clients to Mike for mortgage processing. Both of the loans he has arranged for me have been very smooth. He always makes sure that I am aware of what is going on in the loan process. He made sure I stayed alert to action items I needed to complete to keep the loan process progressing. This last Refinance I thought it would take about a month but it only took 18 days from application to closing including weekends. I have gotten emails from Mike at 11:30 at night so I know he works long hours and weekends to keep the loan process short. I had shopped my refinance at other places and they charged a lot more in fees."
"We just closed on our home and I can say that Axent Funding was great to work with every step of the way. We had peace of mind and confidence throughout the entire process because of Michael's experience. Our confidence was validated when we closed on schedule without any surprises, with a great rate! Thanks Michael!"
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