Benefits & Features
No Down Payment
FHA 1st Mortgage
3.5% Utah Housing 2nd Mortgage
2nd covers your down payment & most closing costs.
Rate on 2nd Mortgage = 2% higher than 1st Mortgage Rate.
Qualified First Time Homebuyers or Repeat Buyers
Cannot own other real estate
Income Limits may apply
Minimum credit score 660
See Instant Live Rates And Closing Costs!
Choose your option and see rates upon completion.
| Loan Program |
Utah Counties |
Family Size 1-2 Income Limits |
Family Size 3+ Income Limits |
Purchase Price Limits |
Household Income ( even if they are not on the loan) |
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| FirstHome |
Beaver, Cache, Carbon, Daggett, Emery, Grand, Millard, Rich, Sevier, Uintah |
$78,800 |
$90,600 |
$283,300 |
| FirstHome |
Washington |
$78,800 |
$90,600 |
$314,600 |
| FirstHome |
Box Elder, Salt Lake, Tooele |
$82,500 |
$96,300 |
$349,800 |
| FirstHome |
Davis, Morgan, Weber |
$85,000 |
$97,700 |
$361,200 |
| FirstHome |
Duchesne, Garfield, Iron, Kane, Piute, San Juan, Sanpete, Wayne |
$94,500 |
$110,300 |
$346,300 |
| FirstHome |
Juab, Summit, Utah, Wasatch |
$95,500 |
$111,400 |
$414,900 |
Qualifying Income |
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| Score |
All Counties |
$82,500 |
$310,000 |
|
| HomeAgain |
Davis, Morgan, Weber |
$110,500 |
Follow FHA Loan Limit Requirements |
|
| Salt Lake, Utah |
$107,200 |
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| Summit |
$144,700 |
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| All Other Counties |
$102,400 |
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Qualifying Income |
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| Score |
Up to 4% of the First Loan amount may be borrowed for Borrower’s down payment and closing costs. |
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| FirstHome & HomeAgain |
Up to 6% of the First Loan amount may be borrowed for Borrower’s down payment and closing costs. |
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