Today's Mortgage Rates as of 12/20/2024
Loan Program

Rate

APR
30 Year Fixed

6.250

6.426
15 Year Fixed

5.625

5.859
30 Yr Fixed FHA

5.750

5.906
30 Yr Jumbo $766,550-$3m
30 Yr Fixed VA

5.750

5.914
Click here to see the loan amounts and property values the rates above are based on. See points and detailed closing costs by using the See Live Rates form within the banner above.

Exceptional Customer Service

Hi, my name is Michael and I’m the owner. I starting Axent Funding in 2002 to help people get the Lowest Rates and closing costs in Utah. Our fees are 25% lower than our competitors and we don’t charge any processing or junk fees resulting in lower rates and closing costs for you. We can close a loan in 3 weeks or less. We serve all of Utah from St George to Salt Lake City to Logan. Click on the BIG BLUE buttons for Purchase or Refinance and receive an instant Rate Quote online. You’ll be glad you did.
Superior Loans and Mortgages

We are a Utah Mortgage Broker. We offer standard Conventional, FHA, Utah Housing / No Down Payment, VA, Jumbo Loans and Home Equity Lines. We also have niche loan products for Condotel, One-Time Close Construction, Home Remodel, Reverse Mortgage and Debt Consolidation. Click here on Loan Types for a complete list of all our loan programs.
Clients come first

We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly.

Don't wait! Find out about your options today!

Get Pre-approved For Help Call 801.576.9336

Our Helpful Tools And Info

We have put together some helpful information and mortgage calculators to help answer any questions you might have.

See a detailed description of different loan types and programs that will help you decide which is best for you.

Compare Loans

We have put together some calculators to help you make sense of the numbers.

Calculators

Here we tried to answer the most important questions you may have. For more answers call 801.576.9336.

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"Michael Visser took great care of us on our mortgage. On top of that, he gave us other business advice that was extremely helpful. He knows much more than just the mortgage business. And that is what sets him apart from the competition. Fantastic rate to boot!"
Jim S.
"Mike Visser with Axent Funding has done both my mortgage and my refinance on my house. He was referred to me by my real estate agent. My real estate agent sends most of her clients to Mike for mortgage processing. Both of the loans he has arranged for me have been very smooth. He always makes sure that I am aware of what is going on in the loan process. He made sure I stayed alert to action items I needed to complete to keep the loan process progressing. This last Refinance I thought it would take about a month but it only took 18 days from application to closing including weekends. I have gotten emails from Mike at 11:30 at night so I know he works long hours and weekends to keep the loan process short. I had shopped my refinance at other places and they charged a lot more in fees."
Roger D.
"We just closed on our home and I can say that Axent Funding was great to work with every step of the way. We had peace of mind and confidence throughout the entire process because of Michael's experience. Our confidence was validated when we closed on schedule without any surprises, with a great rate! Thanks Michael!"
Bradley K.