Utah Housing No Down Payment Program
Zero down payment required
100% loan combo 1st and 2nd mortgage
1st mortgage can be a Conventional, FHA or VA loan.
2nd mortgage:
a. 30-year fixed rate 1% above 1st mortgage rate (8% rate CAP)
b. Covers your 3.5% down payment
c. Covers closing costs up to an additional 2.5% of the purchase priceMax purchase price varies by county, see chart below.
Income varies by county and program, see chart below.