Utah Housing No Down Payment

Utah Housing No Down Payment Program

  • Zero down payment required

  • 100% loan combo 1st and 2nd mortgage

  • 1st mortgage can be a Conventional, FHA or VA loan.

  • 2nd mortgage:

    a. 30-year fixed rate 1% above 1st mortgage rate (8% rate CAP)
    b. Covers your 3.5% down payment
    c. Covers closing costs up to an additional 2.5% of the purchase price

  • Max purchase price varies by county, see chart below.

  • Income varies by county and program, see chart below.

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It's a great time to purchase your new home. Get the process started by applying with Axent Funding today!