Today's Millcreek Mortgage Rates
Mortgage rates as of 6/26/2026
Mortgage rates as of 6/26/2026
Millcreek is a close-in, established east-side community prized for its bench neighborhoods and short commute to downtown Salt Lake City. Axent Funding shops multiple lenders for Millcreek buyers and owners in Canyon Rim, East Millcreek, and the Mount Olympus bench, comparing purchase, refinance, and renovation financing with fees well below many competitors.
Zillow put the typical Millcreek home value near $594,000 in 2026, but established Mount Olympus and Canyon Rim bench sales pushed monthly median sale prices much higher, around $728,000. Most financed purchases land in the $500,000 to $850,000 range, with condos and townhomes closer to $350,000 to $500,000.
Buyers are active in Canyon Rim, East Millcreek, the Mount Olympus bench, and central Millcreek, plus newer infill projects. With healthcare and professional employment dominant and downtown Salt Lake City just minutes away, the market draws move-up and professional buyers, plus investors and renovators upgrading older bench homes.
In mid-2026, Utah 30-year fixed quotes for strong files were generally in the low-to-mid 6 percent range, with 15-year loans lower. Mid-range Millcreek purchases stay within the 2026 conforming limit of $832,750, while premium bench homes can reach jumbo tiers, and renovation buyers may benefit from a remodel loan, all of which Axent Funding can compare.
Mortgage rates change daily with the market. The current 30-year fixed, 15-year fixed, FHA, and VA rates are shown at the top of this page and updated every business day. For a same-day quote built around your credit, down payment, and price range, call Axent Funding at 801-576-9336.
A bank can only offer its own loans. As a broker, Axent Funding shops multiple lenders for your Millcreek loan, which usually means more program choices and better pricing on conventional, FHA, VA, and jumbo mortgages. Our fees also run about 25% lower than many competitors, with no processing or junk fees.
It depends on your income, debts, down payment, and the rate you qualify for. Use our affordability and monthly-payment calculators to estimate a range, then call 801-576-9336 and we will firm it up with a free pre-approval, often in 24 hours.
Many buyers qualify with scores in the low-to-mid 600s, and FHA loans can go lower with the right file. Higher scores generally earn lower rates, so we review your credit and shop lenders to match you with the best available pricing.
For 2026, Salt Lake County uses the national baseline conforming loan limit of $832,750 for a one-unit home; only Summit and Wasatch counties are high-cost in Utah. Loans above that amount are jumbo and priced separately. FHA limits are lower; the 2026 FHA limit for Salt Lake County is $637,100. Call 801-576-9336 for the exact current figure for your scenario.
Yes. Many Millcreek owners refinance to tap equity or lower their payment, and renovation loans let you buy and improve an older bench home in one loan. We shop multiple lenders for the best refinance or renovation structure. Call 801-576-9336 to run the numbers.
Salt Lake City mortgage rates • Sandy mortgage rates • West Valley City mortgage rates
At Axent Funding we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you.
We are a Utah Mortgage Broker. We offer standard Conventional, FHA, Utah Housing / No Down Payment, VA, Jumbo Loans and Home Equity Lines. We also have niche loan products for Condotel, One-Time Close Construction, Home Remodel, Reverse Mortgage and Debt Consolidation. Click here on Loan Types for a complete list of all our loan programs.
We make sure our clients get the best support from our staff. We will walk you through the whole mortgage process and ensure your transactions close smoothly. We can close a loan in 3 weeks or less.
Our complete list of loans along with their detailed description will help you decide which loan is good for you.
We have put together some calculators to help you make sense of the numbers.
Here we tried to answer the most important questions you may have. For more answers call 801.576.9336.
"Michael Visser took great care of us on our mortgage. On top of that, he gave us other business advice that was extremely helpful. He knows much more than just the mortgage business. And that is what sets him apart from the competition. Fantastic rate to boot!"
"Mike Visser with Axent Funding has done both my mortgage and my refinance on my house. He was referred to me by my real estate agent. My real estate agent sends most of her clients to Mike for mortgage processing. Both of the loans he has arranged for me have been very smooth. He always makes sure that I am aware of what is going on in the loan process. He made sure I stayed alert to action items I needed to complete to keep the loan process progressing. This last Refinance I thought it would take about a month but it only took 18 days from application to closing including weekends. I have gotten emails from Mike at 11:30 at night so I know he works long hours and weekends to keep the loan process short. I had shopped my refinance at other places and they charged a lot more in fees."
"We just closed on our home and I can say that Axent Funding was great to work with every step of the way. We had peace of mind and confidence throughout the entire process because of Michael's experience. Our confidence was validated when we closed on schedule without any surprises, with a great rate! Thanks Michael!"
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