10% Down
Documentation Options:
1 year tax return or
1 year 1099 or
Liquid Asset utilization or
Debt Service Coverage Ratio DSCR (requires 20% down)
States: Colorado, Texas, Wyoming, Montana, Kansas, Nebraska, Iowa, Missouri, Arkansas, Mississippi, Florida, Georgia, Indiana, Ohio, Michigan, West Virginia, Pennsylvania, New Hampshire, Massachusetts, Connecticut, Delaware, Maryland, South Carolina.
"Michael Visser took great care of us on our mortgage. On top of that, he gave us other business advice that was extremely helpful. He knows much more than just the mortgage business. And that is what sets him apart from the competition. Fantastic rate to boot!"
"Mike Visser with Axent Funding has done both my mortgage and my refinance on my house. He was referred to me by my real estate agent. My real estate agent sends most of her clients to Mike for mortgage processing. Both of the loans he has arranged for me have been very smooth. He always makes sure that I am aware of what is going on in the loan process. He made sure I stayed alert to action items I needed to complete to keep the loan process progressing. This last Refinance I thought it would take about a month but it only took 18 days from application to closing including weekends. I have gotten emails from Mike at 11:30 at night so I know he works long hours and weekends to keep the loan process short. I had shopped my refinance at other places and they charged a lot more in fees."
"We just closed on our home and I can say that Axent Funding was great to work with every step of the way. We had peace of mind and confidence throughout the entire process because of Michael's experience. Our confidence was validated when we closed on schedule without any surprises, with a great rate! Thanks Michael!"
For investors and self-employed buyers, Axent Funding offers investment property and low-documentation loans, including options that qualify on rental income or bank statements rather than tax returns. We shop multiple lenders across Utah. Call 801-576-9336.
Related Utah loan programs: foreign national loans • jumbo loans • refinance • Provo mortgage rates • Logan mortgage rates
Yes. Low-doc and DSCR-style programs can qualify you on a property's rental income or your bank statements instead of tax returns, which helps investors and self-employed buyers.
It varies by program and lender. Because we shop multiple lenders, we can place borrowers with several financed properties. Call 801-576-9336 to discuss your portfolio.
Investment and low-doc loans usually require more down than owner-occupied loans. We compare programs to find the best rate and lowest down for your goals.
Axent Funding is licensed statewide and closes loans in every Utah county. We publish in-depth local guides for the markets we work in most: loan limits, Utah Housing eligibility, property tax and USDA coverage all change at the county line.